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Can your workers’ compensation claim be denied?

On Behalf of | Nov 22, 2022 | Workers' Compensation

Wouldn’t it be nice if workers’ compensation claims were straightforward? Unfortunately, this is not always the case. As with many insurance-related claims, your workers’ comp claim can be denied for a variety of reasons. 

While each workers’ comp claim is unique, here common missteps that can lead to your claim’s denial:

Failure to notify your employer about your injuries

Workers’ compensation claim process comes with certain important time limits. After the workplace accident that resulted in your injuries, it is important that you inform your employer about the injuries as soon as possible. In Maryland, you are required by law to report any workplace injury within the statute of limitation period, or 10 days. 

Now, a couple of things can happen if you do not report your injury within 10 days. 

Firstly, your employer may not be able to conduct an effective investigation. This is crucial for fixing the hazards and preventing future incidents. It is also crucial for the success of your claim. 

Secondly, your employer and the insurance company could argue that your injuries were not work-related; otherwise, you could have reported the matter.

Failing to seek treatment

If you are hurt at work, it is important that you seek treatment as soon as possible. 

This could ensure that your injuries are diagnosed and captured in the doctor’s report. It could also ensure that you obtain the supporting medical records that you will need when negotiating or litigating your claim. Without a medical record that ties your injuries to a workplace accident, you may not have a case. 

A workplace accident can turn your life upside down. If you are hurt at work, it helps that you safeguard your rights and interests while pursuing your workers’ comp claims.

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